We’re an independent financial planning and investment firm located in Victoria, British Columbia, Canada.
We help our clients create, preserve and protect their personal wealth.
We are independent – we work for our clients, not a large financial institution.
We have a diverse client base exceeding 550 households.
We are seasoned financial professionals, with over 61 years of combined industry experience.
- BSc (UVic, 1993) Economics & Mathematics
- Chartered Life Underwriter
- Chartered Financial Consultant
- Entered the business in 1993
Specialties: comprehensive financial planning, tax planning, investment management, risk management and estate planning for individuals and business owners
- Specialties: investment management, risk management and estate planning for individuals and business owners
- Entered the business in 1994
- Personal: golfer, gardener, automotive enthusiast
LICENSING AND AFFILIATIONS:
- David Howe & David Gramlich are advisors of Assante Financial Management Ltd.
- David Howe & David Gramlich are licensed Level II Insurance Agents.
- David Howe & David Gramlich are members of Advocis (The Financial Advisors Association of Canada).
- David Gramlich is a member of the Financial Planners Standards Council of Canada (FPSCC), the Chartered Life Underwriter Institute, and the Canadian Association of Chartered Financial Consultants.
- We share office space, staff and resources with Little & Davies Financial Group of Assante Financial Management Ltd. at our 1845A Fort St. offices.
Mutual funds and related products are offered through Assante Financial Management Ltd. Insurance products and services are offered through Assante Estate and Insurance Services.