About Us

Howe & Gramlich Wealth Management is an independent financial planning and asset management partnership located in Victoria, British Columbia, Canada.

We help our clients create, preserve and protect their personal wealth.

We are independent – we work for our clients, not a large financial institution.

Our core business is comprehensive financial planning, tax planning, estate planning and investment management. We also help our clients manage risk through intelligent advice and our insurance/annuity brokerage services.

We have a diverse client base exceeding 500 households, and we currently help manage over $80 Million of liquid investment assets.

Our clients come from all walks of life, are generally in their 30’s to 80’s and have liquid investment assets ranging from five to seven figures.

We are located in a lovely 1912 character house in the most beautiful city in North America: Victoria, BC.

Licensing and affiliations:

  • David Howe & David Gramlich are Representatives of Worldsource Financial Management.
  • The partners of H&G are licensed Level II Insurance Agents.
  • The partners of H&G are members of Advocis (The Financial Advisors Association of Canada).
  • David Gramlich is a member of the Financial Planners Standards Council of Canada (FPSCC), the Chartered Life Underwriter Institute, and the Canadian Association of Chartered Financial Consultants.

Mutual funds and related products are offered through Worldsource Financial Management Inc.  Other products and services are offered through Howe & Gramlich Wealth Management.