Investment Management

Growth

For our clients seeking growth, we develop and implement portfolios using the following investments:

  • Equity, balanced, dividend, income, sector and specialty mutual funds*.
  • Equity, balanced, dividend, income, sector and specialty segregated funds.
  • Investment pools* and wrap accounts*.
  • Long-term GIC and other guaranteed products.
  • All of these products are generally available in non-registered, RRSP, LIRA, RRIF, LIF, TFSA and RESP accounts (see our Library to learn more about these plans).

Income

Many of our clients are retired and want/need income from their investment capital. When developing income solutions for our clients we use the following products:

  • Short, medium and long-term GICs, along with a myriad of other guaranteed products.
  • Balanced, dividend and income mutual funds* with systematic withdrawal plan (SWP) or dividend income.
  • T-Series balanced mutual funds* with distribution income.
  • Investment pools* and wrap accounts* with income flows.
  • Life annuities.
  • All of these products are generally available in non-registered accounts and for registered funds inside TFSA, RRIF, LIF and LRIF accounts (see our Library to learn more about these types of plans).

Liquidity

Whether the funds are required for short-term accumulation, alternative investing or simply for emergency purposes, we help our clients with their liquidity needs using the following liquidity products:

  • Short-term GICs and daily interest accounts.
  • Money market or short-term bond mutual funds*.
  • Money market or short-term bond segregated funds.

* Mutual funds, investment pools and wrap accounts (mutual funds) are offered through Worldsource Financial Management Inc. Other products and services are offered through Howe & Gramlich Wealth Management. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canadian Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund values change frequently and past performance may not be repeated. Read the prospectus carefully before investing.